this post was submitted on 27 Nov 2024
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Quitting jobs

Everyone has a job they don't like and whenever someone complains about the job that they do, there's always are going to be handfuls of people saying "QUIT UR JOB!" not really caring about whether it'll benefit the complainer or not.

Quitting a job cold is one of the dumbest things you can do when you do not have any safety nets. No savings. No jobs lined up. Nothing planned. You are putting yourself back to a place of uncertainty and it's not pleasant when that countdown starts. That countdown is tied to how much you have left to cover your expenses fully until you get another job and how long those expenses will pile up.

Because all it takes is one or two missed paychecks to upset your financial stability and the system you've made in how you pay for things.

For some people, unfortunately, quitting jobs is not as simple of an option. People are just jammed into where they are because their job market is poor or it's highly competitive even when they went to college for that job.

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[–] [email protected] 10 points 7 hours ago* (last edited 7 hours ago) (2 children)

On Reddit, the answer is always "Break up."

[–] [email protected] 2 points 2 hours ago

Break up!

Grab a brush and put a little make up!

[–] [email protected] 5 points 6 hours ago

"Guys I just hooked up my new set of 5.1 speakers and I'm getting a little buzzing in the subwoofer I can't track down, what do I do?"

"You should break up, he's totally cheating on you."

[–] [email protected] 5 points 7 hours ago* (last edited 7 hours ago) (1 children)

If you receive letters demanding payments… just don’t open them, they will sort themselves out.

[–] [email protected] 1 points 2 hours ago

I mean it's always worked for me. Debt can be easily ignored in the United States, and I've gotten by just fine without ever opening a line of credit. I always pay cash for everything, including vehicles, and we used the girlfriend's credit to get a house so it's all turkey and gravy. Even then I could always just rent through private landlords like I always have.

[–] [email protected] 10 points 12 hours ago

At first sign of calamity immediately stock up on toilet paper.

[–] [email protected] 10 points 14 hours ago (2 children)

Believe in Karma. Life is not fair. It never will be.

[–] [email protected] 3 points 6 hours ago (1 children)

Karma in the west is grossly misunderstood anyway. pisses me off

[–] [email protected] 2 points 6 hours ago (1 children)
[–] [email protected] 3 points 4 hours ago

I think one misunderstanding is the goal behind karma. It's not to achieve good karma, but to have a net zero karma. A way to reach zero karma is to perform good deeds without announcing or advertising it.

[–] [email protected] 0 points 7 hours ago

Thank gawwd the pedos and psychos will be punished in the afterlife.

[–] [email protected] 12 points 16 hours ago (2 children)

Anything that boils down to "stop thinking". For example "have faith in the future", "follow your guts", "YOLO".

[–] bestboyfriendintheworld 6 points 10 hours ago (2 children)

Being stuck because of worrying and overthinking is not a good place. Calls to action are the only way to improve the situation.

[–] [email protected] 1 points 1 hour ago

Acting is essential. However, acting is not mutually exclusive with thinking; in fact if someone acts without thinking they're likely only causing themself and the others harm.

And this sort of advice is rarely about "think then act", it's always "don't think, only act".

[–] [email protected] 2 points 7 hours ago

A lot of rules help with that. I have one that says "a bad in hindsight decision is better than no decision". Ultimately, think about something but when you get stuck just "yolo" it, instead of doing nothing. So far haven't regretted it. Also, repeated decisions having paths set in stone based on previous experience. I.e. I'm in bed, cozy, but start to feel the need to pee. I always get up to go to the toilet instead of holding it in.

[–] [email protected] 2 points 11 hours ago

Some of them are good advise, but like any advise take it with a grain of salt and get to the core of the advise and that is what often goes missing.

Yolo is a good thing/example if we are talking about life experiences and just experiencing them. But that doesnt mean you should jump of a bridge without any safety cords or doing coke everything for the kicks haha.
It essientially means that if you can, do something new (safely) so you enjoy life instead of only living it.

Same holds for the other examples you gave.

[–] [email protected] 97 points 1 day ago (4 children)

“Don’t take that raise, it’ll put you in a higher tax bracket!”

Some people who don’t understand tax brackets actually believe this is good advice.

[–] [email protected] 3 points 4 hours ago

For anyone here who doesn't understand why this is bad advice, it's because income tax increases only apply to income made above that threshold.

Let's do a simple example and pretend there's only 2 tax brackets. From 0-50k tax is 10% and over 50k it's 20%.

If you make exactly 50k your tax burden will be 5k and you'll take home 45k a year.

If you get a 1k raise, only the final thousand is taxed at the higher rate, so your tax burden will be 5200 (10% of the first 50k and 20% of the remainder), and you'll take home 45,800 a year.

So even though you change tax brackets, you still make more money.

[–] [email protected] 2 points 8 hours ago* (last edited 8 hours ago) (1 children)

In the UK there is a point between 100 and 125k where the tax levels of being in that region make it more financially prudent to do pension salary sacrifice or a similar scheme. You should still take the pay rise obviously.

Edit: To illustrate it I think the marginal tax rate jumos to ~60% or something like that between 100-124k. but then moves back down to 47% after you earn over 125k for some reason.

[–] [email protected] 1 points 4 hours ago

Yeah, there are some regressive taxes and fees that cause that anomalous decline in the marginal rate.

[–] [email protected] 4 points 10 hours ago

The same people who think they pay federal tax dollars cause they never realize they get it all back and then some.

[–] AlecSadler 28 points 1 day ago

I'd say about 20% of people I encounter, including people in my immediate family, still believe this.

My uncle believes this and has made life decisions based on it ... but has a financial advisor. So either that advisor sucks or he hasn't actually discussed finances with them.

[–] [email protected] 56 points 1 day ago (6 children)

Maybe not poor at its core, but poor phrasing nonetheless: "just be yourself!"

What we should say is: stop trying to force yourself to fit in. You are enough as you are. Embrace your quirks, passions, and individuality without feeling the need to conform to what others expect. It's not about "just being yourself" in a vacuum; it's about freeing yourself from the pressure to mold into something you're not.

The beauty of authenticity is in the courage to show up as you are, without apology.

[–] [email protected] 6 points 6 hours ago

You still need to follow your society's expected behaviors. Like showering or wearing shoes in public venues.

A big problem is people not picking up certain queues and being ostracized then continuing to follow "be yourself." It's a downward spiral.

  1. Learn to fit in
  2. Learn when and where "rules" can be bent/broken
  3. Then be yourself
[–] [email protected] 2 points 6 hours ago

"Fitting in is one of the greatest barriers to belonging. Fitting in is about assessing a situation and becoming who you need to be in order to be accepted. Belonging, on the other hand, doesn’t require us to change who we are; it requires us to be who we are." -Brené Brown, The Gifts of Imperfection

[–] [email protected] 3 points 10 hours ago* (last edited 10 hours ago)

This also depends on the society you are living in. Good luck with "being yourself" in north korea, or even any east asian countries.

[–] [email protected] 5 points 14 hours ago

The retort to that is, “be yourself, unless you’re and arsehole, then be someone else”

[–] [email protected] 23 points 1 day ago (3 children)

All one liner advice is a shortening of a much more complex idea and people rarely pass along the complexity. I think you nailed the goal of the saying, that fitting in shouldn't require losing their individuality.

Sadly some people use the saying to justify being an asshole, because they don't understand that they can be a decent person and still be themselves.

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[–] [email protected] 50 points 1 day ago (2 children)

You have one soul mate out there. One true love. One person, so you better compromise to make sure it works. Especially when the alleged "one" is telling you to comply. That way lies abuse.

[–] [email protected] 2 points 4 hours ago

I can't imagine any relationship working without some degree of compromise. But as to the other part of your comment, I've found The One several times in my life. They were right at the time, there was a deep connection, and later, things changed. But it was real and I don't regret a minute of any of those times.

[–] AlecSadler 19 points 1 day ago (2 children)

"God will bring the right person into your life"

I know someone who believes this so strongly that they don't even really go out or date or anything. They legit believe that somehow their soulmate, chosen by God, will show up at their doorstep while they sit at home every night watching TV? I don't understand.

I guess maybe if it's the pizza delivery guy or something...

[–] [email protected] 1 points 4 hours ago

I guess maybe if it’s the pizza delivery guy or something…

I recall having seen documentary films about that phenomenon.

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