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Getting into a home (eg having a house to live in) != OWNING a home. Owning the home/asset is not the bare minimum in this country.
Didn't say that. Actually quite literally already stated that this is surplus on top of whatever solutions people have already in place. Eg... people making minimum wage right now live somewhere already do they not? This is surplus on the market right now already. If you're going to continue to ignore half of the message and continue to argue in bad faith just let me know so I can block you sooner rather than later.
Uh... so you think the mortgage calculator is incorrect? My current mortgage is at 259,000, and I pay ~1300. a 50k house at double the apr will be something like $300. Where you'd make $1232.50 a month... so less than 25% of your income. This is 100% possible.
https://aspe.hhs.gov/sites/default/files/documents/1c92a9207f3ed5915ca020d58fe77696/detailed-guidelines-2023.pdf
No. For an individual that threshold is 14,891. 7.25$/hr, 40 hours a week, 52 weeks a year is 15,080. I put the numbers into the calculator. You can too. Minimum wage keeps you just above poverty if you're on your own.
You claimed that 15$/hr is required for your area. I'm showing you that that is bullshit as you can have well more than "minimum" with minimum wage income.
The funny part is that this already ignores that at minimum wage you can claim benefits as well that would help (SNAP for example) since you wouldn't be grossing 130% of the poverty level.
I grew up in poverty... Demanding increased minimum wages has never worked to resolve poverty (and quite contrarily has typically made it worse in the community I grew up in, and continues to NOT help in that community to this day [I visit every once in a while... the place is a mess] even though the state has raised minimum wages MANY times and probably about 100-200% of what it was when I was growing up). So why would I make that demand? Why would I demand something that has historically NOT helped? The surplus in the housing market shows that those working minimum wage CAN survive more comfortably than I did as we never even owned a home back then.
No, I said $15/hour should be the federal minimum wage.
False:
https://www.rwjf.org/en/insights/our-research/2022/08/exploring-the-effects-of-a-15-an-hour-federal-minimum-wage-on-poverty-earnings-and-net-family-resources.html
https://www.brookings.edu/articles/higher-regional-minimum-wages-can-lift-half-of-struggling-households-into-economic-self-sufficiency/
https://www.americanprogress.org/article/ending-tipped-minimum-wage-will-reduce-poverty-inequality/
Believe it or not, just declaring things doesn't make them true.
And in your area, it would not make sense to do so. As evidenced.
So this page/"study" specifically has to control out the actual argument against for their data to work. and even have to acknowledge later that if there actually is job loss...
Their "helped" number goes down. I give you an example from the community I grew up in that it doesn't work...
And part of that metric is... wait for it... Housing affordability! Which I've already acknowledged is location dependent. Which is the whole reason why I looked at the market overall in your state. This issue is worse in some places for sure. But not in any you've brought up or have come up in conversation thus far. This article doesn't even cite the study it's based off of.
I wonder how many people who still tip know that in these states. If my wait-staff is making 15$ an hour... I'm not tipping them, and I'm willing to bet a lot of people wouldn't either. However... if these states typically have people tipping till that are under the false belief that their wait-staff are making 2.13 an hour... then making 15 and tips on top... That wait staff can easily be pulling in 25-30 an hour. That could be a good reason why they do "better" than other state counterparts. But notice the phrasing here... "as well or better" meaning that some of the data shows that after the wage increase... THEY'RE STILL NOT BETTER OFF in some of the locations. Isn't that interesting?
But right! I understand that my community that I grew up in and my personal experience is anecdotal... But when it's completely counter to the claim that "it is universally good!" then you have to wonder.
Your evidence had something to do with housing affordability, not quality of life. You clearly do not give a shit about their quality of life.
Also, I love how every study I provided is wrong and you, without a single bit of evidence, are right.
NONE of them were a study. Every one of them are articles that simply speculate... or use sources that AREN'T a study... Eg. the americanprogress one only cites US census information. Everything is "author's calculations" and the Author isn't a statistician.) A study is never actually sourced or presented.
Any time you want to provide evidence for your claim, go ahead.
And one of them literally talked about a CBO study.
Here is that study.
https://www.cbo.gov/system/files/2021-02/56975-Minimum-Wage.pdf
Your "evidence" is more than sufficient.
So over 0.9 million people would come out of poverty... But the what sounds like a nebulous "lesser" amount would go into worse poverty especially if you take the last item into account which they don't in the second point. Since they don't define how many... we're stuck at a gamble here. That's not an answer. You're basically asking to sacrifice a half million (or maybe even more! since they don't care to define it) to save .9 million.
Then they go on to say...
So prices for EVERYONE will go up for everything. Acknowledged. Which actually means people who are close... will suffer as well.
Net negative for everyone here as well... Especially those already in debt.
Yeah... reading through this briefly... it's validating everything I had already thought... You might "save" some people.... but at the cost of so much more. It's also proving the point that you can't be trust with what you say... you're effectively saying "if it saves one person" without realizing the cost of doing so to society overall, including those you purport to "save".
But at the very end...
So save .9 million... but lose 1.4 million workers? This math doesn't add up. I'll have to read more into this report to get a better understanding of what they mean.
Also
So the number is naturally going down over time on it's own?... So basically do nothing has dropped the number .4 million over 2 years... Nearly 50% of the number that you believe can be "saved" by raising minimum wage. That sounds like statisticians nightmare where the whole report gets thrown out because it's statistically irrelevant.
Shit just read some more... All of page 8 is a problem.
If you think this is a positive answer to anything... I can't help you. We already have problems with this in some sectors (IT specifically as that's what I have the most experience with). It's hard to get into positions as they all want stupid high qualifications. Now that's going to get worse? Sign me up as hard against this legislation outright. You've actually convinced me to be against this more than I already was.
Edit: Also another case... people who are borderline and get benefits would likely lose their benefits... So their overall income may not increase much at all... you paper brings that up.. which I usually forget about.
Do you want to elaborate why you're downvoting me for reading the report given to me? Did I get something wrong? Care to actually contribute than just drive by downvoting?
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