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I think the point is, they are living paycheck to paycheck unless they choose to decrease the quality of living.
On one hand we can say these people are way better off than they deserve and laugh at their stupidity.
On the other hand, that's not a great sign for the economy. The "every day" kind of rich person isn't even that rich anymore. And lowering the ceiling pushes you into the floor.
If society were healthier and functioning, relative costs would be going down for everybody. But enshitification is the new big thing to earn another buck.
People who actually live paycheck to paycheck don't have this option and this is ludicrously offensive to people who actually live this way.
It's not about laughing at their stupidity but about the situation itself being laughable.
I thought lowering these gaps was the intention of Progressivism. Is it not?
I think it's just one more side effect of "American exceptionalism" and the culture of individuality and "me me me me" here, that people don't even see "change your lifestyle" as an option.
They were told about the American dream or whatever, but they were sold a bill of goods, and now they can't even comprehend cutting back on expenses in any meaningful way.