overview for prole

Handheld consoles are the industry's next battleground | Opinion in c/games

[–] prole 1 points 3 weeks ago* (last edited 3 weeks ago)

I've been using Bazzite on my main laptop as well and it's fantastic.

I even found out that you can create a steamOS distrobox. No real need to use it, but thought that was cool.

Gen Z is drowning in debt as buy-now-pay-later services skyrocket: 'They're continuing to bury their heads in the sand and spend' in c/[email protected]

[–] prole 4 points 3 weeks ago* (last edited 3 weeks ago)

Right, that's how they fooled people for years. Any normal person would think "overdraft protection" means, "deny the transaction so you don't overdraft." But nope, complete opposite.

It was so scummy.

Gen Z is drowning in debt as buy-now-pay-later services skyrocket: 'They're continuing to bury their heads in the sand and spend' in c/[email protected]

[–] prole 26 points 3 weeks ago (3 children)

Oh it was far worse than that...

They would actually change the order of your transactions in order to maximize the number of overdrafts (and each cost $30+).

For example, say you've got $80 in your account. You buy three separate meals over the course of Monday and Tuesday, and you've got $50 left in your account. But now you remember that there is that one thing they NEEDS to be paid for, but it's $75 and you only have $50 on your account.

Well, you have no choice but to make the payment that brings you to -$25, and incur the single overdraft fee. Sucks, but $30 penalty is less than not having Internet for a month or whatever, so you do it.

So to recap: You had $50 left after those 3 meals. You made one single transaction that brought your account into negative, that means one overdraft fee, right?

Nope.

They would literally re-order the transactions, put the largest one first ($75), bringing your balance down to $5, THEN they would process the meals from Monday and Tuesday giving you THREE separate overdraft fees of $30 each.