this post was submitted on 03 Aug 2023
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eh, you're free to retire in your mid 30s. it's easy. i retired in my late 30s, then went back to work again when I ran out of money a few years later. it was nice, i look forward to retiring again.
Most people would call that a sabbatical.
Interesting. Is retirement just a sabbatical until death?
Death is just a sabbatical until reincarnation.
yeah, you could call it that. for my mental health I referred to it as a retirement.
Dude it is NOT easy to make enough to retire in your 30s. Congratulations to you for even making it a few years. That's a huge accomplishment. But saying it's easy is a bit unfair to those who are not able to make that kind of income.
Saying this as someone who also plans to retire before I turn 40, and I DO have an income advantage. It has been very difficult even still.
What’s your retirement number to retire by 40?
Close to $2M, but I care more about dividend income than the current stock market prices. If I can survive on dividends from VTSAX then I'm good.
Home paid off? LCOL area?
I apologize if these are prying questions.
Not at all. These are normal questions, especially from r/financialindependence back from Reddit. South Florida but I bought my house and homesteaded it (locks the property taxes to no more than 3% increase per year) before the value doubled. Home is paid off. No other debt anymore. I can and have spent as little as $25k per year, to as much as $40k per year. This only represents my half of expenses though. My wife has her own fire plans.
Legend. You should be proud of yourself. Not sure where I’m heading but FIRE or a lean FIRE is one of the options.
Did you FIRE and calculate wrong or had a bad few economic years?
oh no, my job was offshored by IBM - I decided I wasnt going to work anymore and did that for a few years. then I ran low on funds and found a new job. I could quit now & do the same thing for a few years but I've got a different plan this time around, it'll drastically reduce my monthly expenditures allowing my next "retirement" to much longer - possibly permanent.