this post was submitted on 07 Jan 2025
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politics

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How is this not bigger news?! This is life changing for a great many Americans.

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[–] [email protected] 42 points 1 day ago (4 children)

medical collections debt under $500

Who does this cover, like 20 people?

[–] [email protected] 21 points 1 day ago (1 children)

We just got a second notice for a ≈$20 bill that had been paid 3 months ago.
The first notice 3 months ago was for a procedure that was done 7 months prior.

[–] [email protected] 13 points 1 day ago (2 children)

What do you get for 20? A kiss on a boo-boo?

[–] [email protected] 12 points 1 day ago (1 children)

It was a surprise remainder after insurance. We had already paid the office visit copay at time of service.

[–] [email protected] 8 points 1 day ago

Such a nice surprise 💝

[–] [email protected] 3 points 1 day ago (1 children)
[–] earphone843 2 points 1 day ago

If you have good insurance

[–] [email protected] 10 points 1 day ago (1 children)

It happens more often than you’d think. A friend of mine had a ~$25 medical bill go to collections. They just kept setting the mail out, filing it away each week, and forgetting about it. I ended up paying it and convinced them to get tested for ADHD. Sure enough…

[–] earphone843 4 points 1 day ago (1 children)

Yeah, adhd is the only reason I have any debt at all.

I kinda want to start a company that will manage money for people like me who struggle with keeping up with such things.

[–] [email protected] 1 points 1 day ago

I do gtm. I'm down. My closest friend I've employed is a finance background and has his shit together.

[–] [email protected] 3 points 1 day ago

It’s kinda simple: in large cities you can legit just change doctor office and leave behind <500$ per place and just not pay. Most doctor offices are franchised or opened by large hospitals, so the chances of fucking over an individual doctor is pretty slim. In my state, they drop calling after a while and it just disappears once they write it off.

[–] [email protected] 0 points 1 day ago* (last edited 1 day ago)

Every unpaid medical bill I have is under $500. Maybe 6 items? Credit reports aren't only calculating totals, they're looking at individual accounts. 6 bad marks is hella worse than 1, even if the totals are the same.