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Seems appropriate today... (yall.theatl.social)

submitted 7 months ago by [email protected] to c/funny

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[–] ZombiFrancis 2 points 7 months ago (1 children)

Thanks for the casual assumption brokerage accounts enter into the picture.

No savings for interest, all income goes to debts and expenses.

But I am doing relatively great almost entirely because my housing costs are comparatively low and locked in for 27 more years.

[–] sugar_in_your_tea 2 points 7 months ago* (last edited 7 months ago)

That's fair. My point though is that with higher IRS funding, poorer people are probably going to get audited more, and if you're only using your W-2, you're probably missing something and could get caught with an audit.

Other things that could factor in:

bank account bonuses - i.e. that $100 to sign up for an account or whatever (usually doesn't include credit card rewards, but that can also depend)
gambling wins
interest on inheritance money, if any