What is the best recommendation for you is influenced by what you like and dislike about Ledger.
Perhaps you should peruse wallet lists like https://bitcoin.org/en/choose-your-wallet https://www.getmonero.org/downloads/ https://z.cash/ecosystem/?wallets=#tag-wallets https://firo.org/get-firo/download/ or look at the project page for a cryptocurrency you're interested in as linked from https://coinmarketcap.com/ or https://www.coingecko.com/
Essentially nobody under the age of 50 dies, especially in the western world: https://ourworldindata.org/grapher/number-of-deaths-by-age-group?stackMode=relative&country=OWID_WRL~European+Region+%28WHO%29
Having learned this lets me quickly resolve thoughts of "what if I die" or "what if this person who is important to me dies" because I can reasonably predict whether that death will happen soon.