Or you know use your browser's tools to just edit stuff directly, it's much less work, like 100% real and is absolutely free?
Editing a picture is absolutely unnecessary
this post was submitted on 09 Oct 2023
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It’s still funny, but man it is like a taking a nuclear bomb to open up your poptarts box
Also I don't really want to have to deal with Adobe in their BS "everything's a subscription now" model.
Especially if I only want the program for 5 minutes
Photopea works well, is free, and doesn’t require a download too.
A lot of banks only have statements in PDF format
In this case, I recommend using something like LibreOffice Draw, granted it's not that easy but still easier than using image editing and cheaper than Adobe Acrobat
Edit: I also didn't know this, but draw, being a vector graphics tool, can also edit the text in PDFs. Granted it's not convenient because PDFs in general aren't. Still better than shelling out money to Adobe
Nobody buys Adobe's shit in my world unless they become professional so they have no excuse
Did this back in the day to "update" my eye prescription so I could make an order. All I had was paper.
I did that for a loan once.. Got threatened with a felony. Did not do again.
Lying to bank? Jail
Lying to landlord? 😎
Lying to a bank: jail.
A bank lying and getting caught enough times: new ceo with a bonus for the incumbent.
Damn I just love justice!
You forgot the public bailout money 😎🛥️🤑
Ha ha, the one support system that isn't considered 'socialism'!
It's the definition of fraud.
It's basically (part of) what Trump was found guilty of in New York.
I did it to get my current rental.
Come find me.
Get GIMP*
gimp is so difficult tho 😅 paint..net and pinta are simpler open source alternatives (w less features) for ppl who dont want to learn gimp
Or, after getting GIMP, get PhotoGIMP and never look back.
Rock eyebrow raising You dare say I didn't learn GIMP for naught?
Nah, you know how to use it the hard way, now begin your modding journey, and do the same thing with GIMP that we all do with Skyrim every year or two..... fucking incompatible mods......
For a browser based approach, photopea.com is my goto
I might or might have not spent 3 hours in a workday trying to figure out how to get the cut out tool to work in gimp for a WhatsApp sticker.
I guess that's both and indicative of gimp being as friendly as Unix and how much I hate Adobe's business model
You guys have to provide a bank report now to get a flat? Talk about intrusive.
Various tenent/landlord laws make it a real pain in the ass to evict a tenent (as it should be for most cases). Property owners respond by heavily vetting prospective tenents and want to make sure that rent will not be delinquent (i dont blame them tbh).
The solution of course, is more high density low cost housing. But thats not what capitalism wants 🤷🏼♂️
Why go for small margins selling homes to people that actually want to live in them rather than get a big return selling to speculator/landlords?
Ok but... Maybe it means you can't afford it?
In Seattle it is becoming common to require 4x rent in pay, some places it is at 5x. Because rent here is so high it basically dwarfs all other costs. 4-5x rent could mean a $100k job with enough left over after living expenses to max out a 401k and have entertainment funds.
Someone looking to foothold in the area and 'just get by' could still be able to afford rent and cheap living, not all the other stuff like going out or retirement, but get blocked by high income requirements. This leaves them with the choice of "screw you we don't want poors" or "commute an hour plus and shift rent costs to car costs and extra pollution".
It isn't as simple as "they can't afford it" when in a lot of cases you literally can but landlords are setting unreasonable bars.
That's completely ridiculous unless they intentionally don't want to rent... Wow...
I'm not sure why some places require 5x rent in income it is wildly excessive. My personal theory (based on hunches only I have found no evidence for this) is they want to only attract tenants who are less likely to leave after a year or two of 10% rent increases. They may also be trying to push gentrification by making sure only well off people enter a neighborhood, fuelling the need for more "luxury" apartments to be built and perpetuating their industry. Idk, they're pretty tight lipped about the reasoning if someone has more insight into their motives I would love to know
The idea is they'd prefer to be picky because there's practically infinite demand and artificially low supply. They can vet all but the most guaranteed to pay out, mitigate risk, and make more money.
Maintenance & overhead costs could mean that it’s not profitable, or barely so, which means they could be employing some strategy to cause a sale. That would give them massive funds to find more profitable & less risky endeavors.
It's so stupid right now. The lease asked for bank statements, savings accounts, paycheck stubs and credit reports?!
I make six figures and they want my savings?
Very happy we don't live in a big city right now then, we just got a new loan on a 2 bedroom apartment that's pretty much new and the landlord accepted to let us bring our small dog and didn't check shit after I told her we just sold our condo... She's got no proof of anything...
Samesame.gif
Not necessarily - some income requirements are kind of crazy, like they need your rent to be less than 20% of your takehome income.
Especially nowadays with rent being more expensive than ever and generally making up a bigger portion of people's budget than before (by necessity), it's not that uncommon to spend half or more of your take home on rent. Especially somewhere like NYC
The problem is that many people can afford it, but the apartments want them to have absolutely asinine levels of income. Many apartments are starting to ask for anywhere from 3 to 4 times the rent in monthly income. And considering that even a one bedroom apartment in many cities is starting to cost upwards of over $2,000 they want you to make $6,000 to $8,000 in monthly income at which point why the actual fuck would I be looking for a shitty one bedroom apartment. They already asked for first month rent last month rent and a deposit that should be enough to prove that I'm capable of managing my money
Or maybe it means the fuckers want to see 4-5x rent. That would be nice but I promise I can survive on less and still pay the rent
The fuck? 😐 Damn, my new landlord asked for a phone number to confirm one of us had a job and I don't think she even called...
Give your friends number and vice versa. It's fun to pretend to be a landlord.
