The fact that not accepting health insurance helps keep prices low says volumes about the US healthcare system.
this post was submitted on 26 Sep 2023
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Why don't they accept my $240 a month subscription plan that "graciously" allows me to co-pay $30 for every visit and then gives me 80% off meds that shouldn't cost that much in the first place?
I can tell you’re young and single by the price of your subscription.
Depends on your job, which is really f-en stupid.
My highly paid engineer job gives me a lower fees for one person, but 5 times as much if it was my whole family. $250ish for me, of $1500 with wife + 2 kids.
My wife and kids are on my wife's plan, as she is in the medical industry and way cheaper. We pay $600 for her + kids.
So total is roughly $850 for a family a month. Which is a lot, but also pretty low for a family nationally. And makes no god damn sense because we are both in high paying industries which gives us better perks, where a hourly wage single-earner is paying significantly more. My friend works two jobs and pays over $400. And I make nearly triple his income.
Health insurance is so frustrating.
Egh that's just more profit than anything. They are making sure they have the buying power rather than sending 85% of those sales to insurance.
Buying medical advice from the same place you buy a 10 pound tub of mayonnaise is peak capitalism.
Welcome to Costco, I love you.
Doctor, I can hear my pulse in my head and my veins are throbbing out of my temples. Are you sure I just need to eat more mayonaise?
You can also buy caskets.
Is that real? The funeral industry is horrifically villainous and predatory, companies like SCI could use a punch in the mouth from a bigger and less evil gorilla
Welcome to Costco. I love you.
That's so crazy, and yet it sounds like a reasonable option compared to many of the other bad options out there
Yep, so basically, sign up for the HDHP that offers only a 30 minute annual checkup and menial bankruptcy protection if your issue is short term, for a few hundred bucks per months in premiums, then pay for your actual care needs through a transparent retail organization.
Insane that's the best option. Fuck insurers, their lobbies and those who keep them installed.
Yeah but you have to buy 5 knee surgeries wrapped in shrink wrap. I mean it’s a quality knee surgery, but I just don’t think I can go through 5.