this post was submitted on 25 Jun 2025
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A Boring Dystopia

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[–] [email protected] 20 points 2 days ago

"Feel" nice trick to make it sound like they are spoiled and not just doing basic math to figure out that everything is expensive.

[–] [email protected] 15 points 2 days ago (1 children)
[–] [email protected] 5 points 2 days ago* (last edited 2 days ago)

Trying to find a place to live where the rent won't take over 50% of my income. I work full time teaching disabled children, and after successfully negotiating for a raise, I make over $10 more per hour than my state's minimum wage.

Yet for some reason, everyone takes issue when I say I'm ready to just move into my car. I've lived in a vehicle before, it's not fun or easy, but it's a roof I already own, and from the rent prices I see, that's the best chance I've got to be guaranteed shelter.

[–] [email protected] 5 points 2 days ago

Nothing will meaningfully improve until the rich fear for their lives

[–] [email protected] 2 points 2 days ago

I mean yeah. I make above that and it feels genuinely hard to keep up with the costs of living middle class in California.

[–] [email protected] 20 points 3 days ago

The other way to read this data is that 75% (a sizable majority) of people feel they can be comfortable on less than $150k. I also suspect this strongly correlates to location. Someone living in Washington, DC is going to need a lot more to feel comfortable than someone living in Bumblefuck, MO.

[–] [email protected] 17 points 3 days ago (1 children)

Half of California:

(╯°□°)╯︵ ┻━┻

[–] [email protected] 12 points 3 days ago (1 children)

Half by land, much more by population. California’s basic cost of living is insane. $150k would be “barely scraping by in a studio apartment” within 100 miles of any major city.

[–] [email protected] 4 points 3 days ago

With the exception of places like Anzo Borrego, but there's a reason for that. Horrible summers and winters.

[–] [email protected] 91 points 4 days ago (1 children)

Yeah, sounds about right if you want to be able to be comfortable at home and have money for maybe a modest vacation once a year.

I make way less, but it would be nice to be able to afford to travel at least once a year. Not worry about car repairs setting me back etc etc.

[–] [email protected] 48 points 4 days ago (1 children)

Don't forget any shot at a reasonable retirement too

[–] [email protected] 46 points 4 days ago* (last edited 4 days ago) (1 children)

I’m planning to die to reduce my spend.

[–] [email protected] 18 points 3 days ago (1 children)

That is, most literally, my plan. Not going to suicide, but either the environment or shit politics will take me out before I'm too elderly.

And I'm not being snarky. No healthcare and seeing the ecosystem collapse has done me in. And for the young, you haven't seen the shit I've seen. Our systems are racing towards a cliff. You'd be even madder if you had lived my young life and seen where we're at now.

[–] [email protected] 11 points 3 days ago

I'm either going to die in the water riots or I'll be shot dead by a Google Amazon compliance assistance team for using an adblocker.

[–] [email protected] 7 points 2 days ago

I got lucky enough to live on benefits, a bit less than $15,000 annually. While I don't have to pay for housing, things like food, data, and car take up a good chunk of that money. Up until about 2 years ago, I was also able to regularly set aside about $300 a month for an ABLE account if I exercised restraint.

The economy continues to worsen, so I can't save money anymore. Plus, getting the gear and training for joining a militia takes a fair bit of coin. I am expecting the USA we knew to dissolve someday, and hopefully can support my state with my body if conflict breaks out. Don't really have anything else to offer society.

[–] [email protected] 15 points 3 days ago (1 children)

I just need a dwelling and a guarantee of food to live comfortably. If I didn't have to pay for that I wouldn't need $150k/year. 🤷‍♂️

[–] PotentialProblem 3 points 2 days ago

You forgot healthcare!

[–] [email protected] 15 points 3 days ago

I don't nees to make more, everything else needs to cost less. 😠

[–] [email protected] 11 points 3 days ago

My wife and I make about $100k/yr combined. I can absolutely confirm that 50% more money will go directly into making our lives more comfortable.

[–] [email protected] 21 points 3 days ago (18 children)

Why is the cost of living so incredibly high in the US?

It cannot be because of consumer goods. Because both Europe and the US have similar prices for those since they are made by international companies.

It cannot be food, the US is a big exporter of food. And those exports go to countries with lower costs of living.

It cannot be vacations. You could "just" fly to Europe and have european vacation prices.

Is it just housing and healthcare?

[–] [email protected] 2 points 1 day ago (1 children)

Yes it is housing and healthcare. Even with health insurance, a major sickness can bankrupt anybody, especially when insurance denies coverage.

[–] ijedi1234 2 points 1 day ago

Which is why I'm considering a Do Not Resuscitate. I don't want some asshole EMT to bring me back.

[–] [email protected] 9 points 2 days ago

Wage theft. Seriously, it is the biggest drain of money from ordinary workers.

[–] [email protected] 18 points 3 days ago (3 children)

That's a large portion of it yes. Don't forget that 150k salary is before taxes. The cost of food has sky rocketed lately. Don't forget transportation. If you live in a big city you might take a bus or Metro, but for most Americans there isn't a good network so add gas, car insurance, and possibly a car payment if you don't own. And if you have kids get ready for child care expenses, unless you have a stay at home parent... But then you only have one income. Rent, utilities, little glasses for Timmy, cell phone bills and those TV subscriptions you're slowly sailing the high seas on as they nickel and dime you. It all adds up.

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[–] [email protected] 34 points 4 days ago* (last edited 3 days ago) (1 children)

Yeah, this hits home all right. I'm Gen-X, and while I always got by OK on a very low income even here in Seattle, it was entirely due to have a very modest lifestyle and the sheer luck of that rarest of Seattle unicorns, reasonable rent.

The stars aligned, and over the course of only a few years I've suddenly moved into a very comfortable 6 figure salary, and oh holy jebus words cannot express how much stress just…evaporates…when you've got enough to cover all expenses and easily sock away some money too.

Of course, that was promptly replaced by a new stress, the realization that I might just possibly thread the needle and end up with a comfortable retirement—not rich mind you, just not in penury—but I now had to save, save, save, save, save.

Work affords me access to both a 403B and a 457B, which has helped immensely in my quest to get savings built up appropriate for my age bracket, but all that anxiety is back now that I've got a retirement fund that was on track, but now the orange twitiot is doing his damndest to wreck our economy, likely for good. I'm just waiting to watch everything I've invested go up in smoke. It's nerve-wracking, but hey, at least I'm Gen-X and know exactly what it's like to live with existential dread. After a childhood fearing nuclear holocaust at any moment, this new anxiety is practically a cakewalk!

Oh, who am I kidding? It still sucks.
Fuck.

[–] [email protected] 11 points 3 days ago

Just want to say, to a fellow slacker, I get you. OTOH, my nerves aren't too wrecked yet. Like you, I know how to be poor, but fuck me, I didn't expect an environmental and political holocaust to drop on my old ass.

[–] [email protected] 39 points 4 days ago (1 children)

Who cares what people "feel"? It has nothing to do with "feelings". Just calculate how much it actually costs to live comfortably, and you'll find that $150k works.

[–] [email protected] 28 points 4 days ago (6 children)

You can't define "comfortably" without feeling.

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[–] [email protected] 7 points 3 days ago

This title is so dumb. Just say 26% of Americans.

[–] [email protected] 21 points 4 days ago

Particularly since that has to also include investing for later retirement in an entirely uncertain economic future.

[–] [email protected] 8 points 3 days ago

wow, what afucking shithole of an economic system, huh?

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