this post was submitted on 10 Jan 2025
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[–] [email protected] 94 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

An odd way to state that African Americans have disproportionately high amounts of medical debt; if anything, it's an indicator of unequal access to economic opportunities that let people afford expensive medical treatments.

Therefore, rather than shifting the narrative into one of handouts, a better solution would be to make progress on reducing the country's inflated medical costs—the result of capitalism being applied to the inelastic demand for essential medical services.

[–] [email protected] 9 points 3 weeks ago* (last edited 3 weeks ago)

Sorry I'm a conservative so if it helps black people it's the devils work

I wish I could make the /S bigger here

[–] [email protected] 35 points 3 weeks ago

Before reading the article I'm guessing they are over-represented in a combination of medical debt and lower credit scores.

[–] [email protected] 22 points 3 weeks ago
[–] [email protected] 21 points 3 weeks ago (1 children)

I don’t care who it disproportionately helps, this is a major win for society as a whole. Now do student loans next

[–] [email protected] 9 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

The point is that it addresses a historic inequality. We should care about addressing those

[–] [email protected] 5 points 3 weeks ago (1 children)

While it may, I almost wish they wouldn't say anything about that aspect of it because I'm concerned about if it gets the wrong people's attention they'd try to roll it back. Just want a win that they don't immediately try to undo.

[–] [email protected] 1 points 3 weeks ago (1 children)

Conservatives don’t need another reason to roll this back besides money

[–] [email protected] 2 points 3 weeks ago

Precisely why I want their attention somewhere else.

[–] [email protected] 21 points 3 weeks ago (1 children)

What a f****** terrible way to write a headline. But at least the author is honest about their political views.

[–] [email protected] -3 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

I’m not sure I follow. What are their political views?

Edit: you all assumed this was some right wing rag upset about this but it’s literally a self-described Black news site praising it

[–] Enkers 25 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

The implication is that disproportionately helping black people is somehow problematic. The article itself is actually much more sympathetic. Makes me wonder if it wasn't an editorial decision.

Compare:

How Federal Ruling To Wipe Medical Debt From Credit Reports Helps Address Historic Inequality

[–] [email protected] -2 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

The article from a liberal Black news site is racist against Black people?

Do people read article before commenting? It literally goes into the history of racism that caused this.

[–] Enkers 2 points 3 weeks ago* (last edited 3 weeks ago) (1 children)

Speaking of not reading...

The article itself is actually much more sympathetic.

I literally pointed out that the title is incongruous with the rest of the article. Did you bother reading my whole comment before replying?

[–] [email protected] 5 points 3 weeks ago (1 children)

Ha, I actually did misread your comment lol

[–] Enkers 2 points 3 weeks ago

All good! :)

[–] [email protected] 20 points 3 weeks ago

Time to celebrate a first.

[–] [email protected] 16 points 3 weeks ago

Conservatives find a way to roll it back, even if it means hurting white people too, in 3...2...1...

[–] [email protected] 11 points 3 weeks ago

Even if I were to take the headline at face value. “The other people get more relief than you do!” Okay, I have had shit tons of medical debt. Times I had to make a payment plan. You telling me there is a group defined by race that have it even worse. Well I am shocked to learn that /s.

This doesn’t wipe the debt so no one is in the clear. It just doesn’t hurt your credit so you can actually still apply for the better place or a new home. Chill the f out you asshats.

[–] [email protected] 3 points 3 weeks ago (1 children)

On Tuesday, the Consumer Financial Protection Bureau (CFPB) announced a new federal rule aimed at removing medical debt from the credit reports of millions of Americans.

Will be undone by the next administration in just over a week. Not concrete enough.

[–] [email protected] -3 points 3 weeks ago

Willing to put money where your mouth is on that timeline?

[–] [email protected] 1 points 1 week ago

I think it needs to be really clear that this is not actually removing the debt, as in it would no longer have to be repaid, but rather just taking it off of the credit report. The people with the debt are still required to pay the debt.

Even if one has conservative political viewpoints, I do not think that removing health related information from a credit report should be an issue for anyone. And the debt will still have to be paid off no matter whether it is removed from the report or not, so it is not a government hand out of money.