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Nothing you posted actually addressed my question. ("Why do you think it's reasonable to assume people probably can't get kicked out of their apartments?") There is no jurisdiction with a longer notice period than 30 days for nonpayment of rent. Given that this thread is about Americans struggling with debts, your various complaints about "renovictions" and "mom and pops" as you're calling them are some nice straw men. We're talking about people being unable to afford rent here, and small-time landlords, while certainly not perfect, are equally if not more likely to display some humanity and actually work with someone who is struggling financially.
It's indirect because you likely knew you'd be ridiculed for praising soulless corporate landlords directly, so you chose to focus on how much worse "mom and pops" are instead and make your (irrelevant) point implicit. Or maybe you had some bad experiences with independent landlords and derailed yourself ranting about that before you could actually address the question?
Back to the actual topic, it's real hilarious that your proposed solution to your own hypothetical is "just file bankruptcy and keep your car/primary residence", you don't HAVE a primary residence to keep if you're a renter. Bankruptcy proceedings also cost time and money that someone who is already struggling with rent probably doesn't have...
One could be very generous and say that you just don't know what the fuck you're talking about, but I think you're just trolling tbh. Or way too high to be posting about serious topics.