this post was submitted on 06 May 2025
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Microblog Memes

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[โ€“] [email protected] 98 points 2 days ago (3 children)

I had a fake credit card account opened for me by Wells Fargo. It caused me to accidentally transfer money to the wrong account (from savings to the credit card), so I tried moving the -$10 from the credit card to my checking account, and then I was charged a cash advance fee, and then an overdraft fee. The class action settlement money didn't even cover one of the fees ๐Ÿ™ƒ

[โ€“] [email protected] 67 points 2 days ago (1 children)

A) This should have be resolved with prison time. They knew what they were doing.

B) If you haven't already, do yourself a favor and switch to a credit union. They are a thousand times better.

[โ€“] [email protected] 7 points 2 days ago (1 children)

Agreed. A pox on every bank that charges a ~~monthly service fee~~ ~~a low balance fee~~ a poverty tax.

[โ€“] peteypete420 9 points 2 days ago* (last edited 2 days ago)

My last credit union charged me an inactivity fee. Listen, my fault, but lets not pretend its a different breed. Its a less influential breed, and usually more financially beneficial to us poors.

To be clear for us here in the US yea credit union greater than bank. But you still need to be aware and watch fees and shop around.

[โ€“] [email protected] 3 points 1 day ago

On the bright side, if they do it to you again, they're now able to charge even more for the overdraft fees.

[โ€“] [email protected] 9 points 2 days ago (1 children)

I really feel like if the general public applied Finnish bartending practices more frequently, the number of business willing to do, or existing after doing this kind of shit, would rapidly diminish.

[โ€“] [email protected] 10 points 2 days ago (1 children)

Care to share what that entails?

[โ€“] [email protected] 3 points 2 days ago (2 children)

The Russian's were dropping "gift baskets" on the Finns. So the Finns brought "cocktails" for the party. Hopefully that clarifies the situation.

[โ€“] [email protected] 6 points 2 days ago (1 children)

If you're scared of a .world ban just go to a different instance ffs. This isn't reddit where you are locked down to one set of rules. You can pick which ones you want.

[โ€“] [email protected] 3 points 2 days ago

I don't think even the most power-tripping Lemmy admin is going to rendition my ass to a slave prison in El Salvador.