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It seems like the generation may be more willing to take risks when safe at home behind a screen.
You have to define safe here. Investing in starting a business, even one involving sitting behind a screen and writing code, involves a appreciable amount of risk of losing your money. In no way is that person in a position of safety.
I would actually like to see if gen Z are more risk averse when it comes to participating in adventure sports - mountain climbing/rock climbing, skydiving, rafting in fast flowing water, etc