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I was able to buy a meager seven hundred square foot two bedroom house in a not great neighborhood eighteen months ago with an interest rate of 6.375%. The regular monthly payment is $1,870. Fortunately, I'm able to pay an extra $250 per week on principal so I'll have it paid off after ten years.

It ain't much, but I'm looking at housing security in retirement, and that feels like three quarters of the battle.

I'll probably never be able to sell it because the buying market around here demands three thousand square feet, several hundred bedrooms, and dozens of baths.

Fuck it. My Gen z daughter can deal with it when she inherits it, fully paid off.

She makes six figures already with no student debt and feels like it's hopeless to buy a house, so she can at least have this little hovel o' mine.

Edit: Should I meet an untimely exit from this iteration of mortal coil before the house is paid off, I've got life insurance that will more than cover the remaining principal. She can then choose to take the cash or the house, which at present would still net her sixty thousand after payoff.

I have never received a dime of support from family, so I'm hell bent on getting her every advantage possible.