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I can't say for LineageOS, but on GrapheneOS my banking apps work without doing anything special, apart from enabling sandboxed Google Play services.
I can vouch for this. I run completely unrooted GrapheneOS and no app has ever failed a safetynet test. Banking apps and Pokemon Go work just fine.
I've never had issues with LineageOS either, but this is before the hardware attestation days.
Well, unrooted is the key there.
Safetynet is really only a challenge with rooted phones. Or sometimes being OEM unlocked.
Wallet doesn't work for NFC payments because it doesn't pass Google Integrity API.