tooclose104

I live inside that ring. Bought a 5 bedroom house for around $100k 3ish years ago. Been putting some work into it, hoping to sell in a couple years to move even deeper into the ring.

The biggest problem is employment. I got lucky and landed a great job that pays well. The second problem is cost of food as it highly depends on location. If I drive an hour south or east, I can reduce my food costs by around 30%. Not everyone has that ability because of the bigger problem. Gas price is the 3rd biggest problem, we're on average 20-30C more per liter than outside the ring.

Then there's the actual places. So many have very poorly run municipal governments that are full of the dumbest motherfuckers around who sink entire budgets into poorly thought out capital projects and raise taxes for decades after. Poor tax enforcement so that there are many properties with years in outstanding tax debt that doesn't get collected, which leads to even larger budget shortfalls and more tax increases. Every now and then I'll see a tax sale listed for $20k+ because the owner died and no remaining family could afford to claim the property because it the outstanding tax debt.

This is why I want to move into the bush where I have no neighbours, because at least the miniscule tax burden is less of a slap in the face when I look outside and see nothing coming back from it.

I'm not, I'm also imagining an alternate timeline where their last name was Holder instead of Held

I'm trying, that's all that matters :)

~~dim~~

Disappear

Stop it, I'm already on the final days of this run of vacation and I'm spending it doing a Reno and a baseball tournament

Better question, do you want the least educated among us teaching what's not currently in taught in school? Cause that's what you're advocating.

Now it's obviously not all parents, but the point still stands. The better educated parents are already doing something to teach their kids what's not in the curriculum, but even amongst them it's still a small percentage.

Including things like basic taxation and financial education, the voting system, stuff like that. Make it mandatory to go through, if not actually have a passing grade.

Pretty much when I bought my house it's been mostly grown-up feeling since then. Interest rates, insurance rates, and debt-service ratios are always in the back of my mind now.

Once I pay off my vehicle debt I'll be able to bankroll a better house outside of town with some land. Assuming shit doesn't go pear shaped in the next 3-4 years..

Also, playing the "should I dump my bonuses into my RRSP or pay down debt" game.. never had medium or longer term goals before.

Has anyone mentioned the toes?

Started a new job, but 4 days before my wife got flown to our area's leading hospital due to complications with the pregnancy. So day 4 rolls around and I'm literally ~5000ft underground, no cell signal, get back to surface and check phone ASAP. 4th child,1st daughter, born 3 months premature hours earlier. First chance I got I drove the 8 hours to see them and within minutes of arriving it was skin on skin with this smolly. She was heckin early but healthy. Every opportunity I got, I'd drive down for snugs. It was around her OG expected due date before we could bring her home. Almost 2 years later and we're besties.

You monster!

He's like Toothless from How to Train Your Dragon, obviously

Mine goes: zoom in, zoom in more, zoom out, zoom in, zoom in more, zoom out, zoom in, zoom in more, zoom out, zoom in, zoom in more, zoom out, zoom in, zoom in more, zoom out, zoom in, zoom in more, zoom out, zoom in, zoom in more, zoom out, zoom in, zoom in more, zoom out.