thank you, I was not sure about the detailed hierarchy. So Coast is working with regular full time instead of part time? That seems like what most people would prefer by continuing their current jobs... rather than quitting it to have a more labor intensive part time job.
Sniffy
joined 1 year ago
I feel like the picture isn't helping the headline lol
HYSA would be my first choice (4% APY). Highly liquid and hassle free, and literally the purpose of it is for what you are describing. Second would be SPAXX/VUSXX (>5%) which is where I also keep my emergency fund. Though these take like an extra day to cash out compared to HYSA, at least for my bank. I wouldn't keep in index funds as you described there is a risk to it.
I think lean probably... fat FIRE seems highly unlikely in my situation. I like the idea of working part time in the future without being so stressed for money. Just want to have enough to live on in my current home, help my parents in their old age, and not be too bored in the future.
It took 7 years of saving to finally reach 100K net worth. I am so burnt out... will it get easier?
don't forget the motivational posts from recruiters stating that "money isn't everything" hmm...
hey me too! not as many subscribers are here compared to Reddit but hopefully it will grow with more engagement. The community foundation seems good and I suspect a lot of people are lurking here also.
Trolls gonna troll
Oh good point about those companies. Though I think those massive companies do have major branches in the US too, so the economies are interlinked anyway. US has been outperforming International for awhile which is why I'm a little hesitant about rebalancing my portfolio.
Wow, that is quite a chunk. I'm guessing FTIHX is similar to FZILX? I have the latter available in my IRA brokerage that I'm considering getting.
that color scheme looks so nice on Zephyr
wow so you're more than half way there, nice. I do similarly have a few fun tech stocks but they fluctuate like extreme rollercoasters haha.