Thanks yourself, I have a similar view of your position :)
I am undecided on collectivism versus individualism, and have been conflicted since a young age. As I get older I suspect both can produce good societies and bad societies and that, while I actually tend towards collectivism being the ultimate ideal, I don't see inconsistent approaches as being particularly viable, which is where current western collectivist politics tends to sit - there's no point, for example, in introducing rent controls. Either collectivise housing completely or work within the system to improve housing provision. Ultimately I think there are small advantages of (well-regulated) privatised housing (better choice), and small advantages in (well-managed) nationalised housing that are more significant, and that since the differences are fairly small, it's not worth trying to push through a poorly managed middle-zone in the hope of achieving the ideal when that looks unlikely.
This was a digression but it was easy to explain and is similar to my thinking on other things...
I'm new to car ownership and I wrestled my bike into the back of my low-roofed saloon car to cycle back. I didn't really buy the car with cycling in mind but it beat paying them £25 for a courtesy car (I expected not to have to pay for that is this was to fix a recall issue)