The consequences increase.

You know the saying: "if you owe 100 to the bank, then you have a problem, but if you owe 1 000 000 to the bank, then the bank has a problem"

For a regular person, this translates into being able to pay off 100 by working hard, but owing 100 000 is a lot harder to work off, so they'll need alternative solutions, like selling the car.

Financially speaking it's the difference between a profit/loss statement and a balance sheet. Once you have enough money, P/L doesn't matter in comparison to the balance.

Someone like Elon Musk stating that he doesn't have any money to pay is playing on this. He's all balance and no profit.

It's because people can have more money, and they know that when they do there's more problems. But having no money is simply unaffordable.

Because it is an untrue statement

No money may only be one problem, but it's a very big one.

You need your basic needs to be met

More money = more problems.

No money/little money = problems

No money no problems means we have moved past a currency based economy and have achieved true enlightenment as a species.

Maybe next life...

There will always be problems and money offers solutions to a lot of problems. So even if your problems grow, it's possible for your solutions to grow faster.

I do not see the “more problems” part on “more money”, you can always repurpose it or get rid of it until you are fine, doubt how that option would be problematic…