this post was submitted on 07 Aug 2024
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[–] [email protected] 42 points 3 months ago (3 children)
[–] [email protected] 28 points 3 months ago (2 children)

Have you pledged your mind body and soul to our lord and savior, capitalism?

[–] [email protected] 8 points 3 months ago

mind, body and soul

And your air, and your water, and you land, and your government, and your laws, and your freedom, and your culture, and the minds, bodies and souls of any generations yet unborn, as well as the sacrifice of the potential minds, bodies and souls of generations not born due to the Great Tithe we all must pay in solemness and obedience. Amen.

[–] [email protected] 4 points 3 months ago (1 children)

Oh, so my first born child won't be required as well?

[–] [email protected] 4 points 3 months ago

No, you'll still need to commit your first born, but we'll come back for them soon

[–] Zipitydew 7 points 3 months ago (1 children)

We're back on pace for where we would have been pre-pandemic.

People chilling out on spending and/or paying down their debt during the pandemic was the weird part.

[–] [email protected] 7 points 3 months ago (1 children)

Prices weren't jacked to the moon yet and we weren't commuting. The market readjusted back to torture levels...

[–] Zipitydew 10 points 3 months ago

People stopped traveling too. This year the record for US domestic flight passengers has been broken and reset multiple times.

Lot of my colleagues are doing bucket list vacations because they don't give a fuck about saving anymore. They're convinced the world is ending so everyone millennial and down shouldn't bother saving.

And I can't say I disagree with that outlook. But I'm still maxing my 401k to be safe.

[–] [email protected] -1 points 3 months ago

Just starve like the communist you really are

\s

[–] CaptDust 26 points 3 months ago (1 children)

credit card companies could lower their APRs in response to a rate cut by the Fed, LendingTree credit analyst Matt Schulz told CBS News, providing some relief for borrowers in the months ahead.

Why in the world would they do that? Has anyone ever seen their credit APR decrease, ever?

[–] [email protected] 4 points 3 months ago* (last edited 3 months ago)

Jesus. We could only hope. I just bought a new car and I know it’s not a credit card, but even with my credit score in the 800s and a third of the vehicle price downpayment, the payments are fucking ridiculous at almost $600 all because of APR! I shopped around for financing too.

Maybe I missed something and am an idiot, but that’s what everything was telling me and even after applying with my bank, seeing what the dealer would offer, and checking some other sources, 5.8% was the best I could get.

[–] [email protected] 7 points 3 months ago (1 children)

The things I would buy with a trillion dollar credit limit! Probably a 2nd air fryer.

[–] [email protected] 1 points 3 months ago

Dude imagine. Dual wielding air fryers.

[–] [email protected] 3 points 3 months ago

What happens when delinquency rates go up?

[–] [email protected] 2 points 3 months ago (1 children)

Man I knew you were the one posting this as soon as I saw the headline

[–] [email protected] 4 points 3 months ago (1 children)
[–] [email protected] 1 points 3 months ago

Idk, i think the opposite is way worse. Just pretending everything is fine and be the funny: "look at these cat pictures instead XD"

[–] [email protected] -5 points 3 months ago

CBS News - News Source Context (Click to view Full Report)Information for CBS News:

MBFC: Left-Center - Credibility: High - Factual Reporting: High - United States of America
Wikipedia about this source

Search topics on Ground.Newshttps://www.cbsnews.com/news/credit-card-debt-total-us-2024/
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