this post was submitted on 25 Jan 2024
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When faced with an unexpected $1,000 expense, more than one-third of Americans would borrow the money, according to a new Bankrate survey. That may include tapping their credit cards, seeking money from friends or family or taking out a personal loan.

Most would not turn to cash savings because they don’t have it, the personal finance website found.

Fewer than half of Americans, 44%, say they can afford to pay a $1,000 emergency expense from their savings, according to Bankrate’s survey of more than 1,000 respondents conducted in December.

That is up from 43% in 2023, yet level when compared to 2022.

“We’re just not wired to save,” said Brad Klontz, a certified financial planner and expert in financial psychology and behavioral finance. Our brains are instead programmed to focus on our immediate needs.

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[–] girlfreddy@lemmy.ca 5 points 11 months ago (2 children)

Tbf it's rich people who've been saying that, with media parroting them ... but I get what you mean.

[–] SnotFlickerman@lemmy.blahaj.zone 5 points 11 months ago* (last edited 11 months ago)

with media parroting them

You mean the media that those rich people own? Huh, I wonder why the employees can't go against the boss' narrative without getting fired?

This is literally part of why Musk bought Twitter.

[–] aniki@lemm.ee 3 points 11 months ago (1 children)
[–] girlfreddy@lemmy.ca 2 points 11 months ago

You're right. I'll amend my comment.

... with the media, that they own, parroting them.