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It's crazy how many people have kids because they view them as an eventual resource.
Like, they want the return on investment for bringing a life into this world.
Completely ignoring how much kids cost. Throw that shit in a 401k and you'll be able to retire early, enjoy yourself, and pay for elder care yourself when it's necessary.
Like, if it's just a random explanation they came up with to explain why they have kids it's one thing, but anyone that seriously believes this would be a good plan...
Back in the olden times there weren't 401Ks or other such safety nets. We've advanced but culture is lagging, as it often does.
Back in the day you got a pension from your company job...
And because the focus was on long term health of the company and not just a quarterly increase in profit, companies were around for generations.
Now giant corporations have bought them, destroyed pensions or even just "closed" the company and sold all the equipment and real estate to another that wasn't obligated to pay the pensions....
After the depression, FDR tried to set up Social Security as a "national pension" along with universal healthcare.
Moderate Dems (Dems co trolled all branches back then) stopped it, saying they needed more research before I plementing.
80 years later and the Dem president is still saying it...
401ks are the best available option. That doesn't mean they're better than what we used to have or we shouldn't demand more.