638
‘Don’t get sick. It’s too expensive’: medical debt is putting more Americans in financial crisis
(www.theguardian.com)
this post was submitted on 11 Dec 2023
638 points (99.2% liked)
News
23413 readers
2572 users here now
Welcome to the News community!
Rules:
1. Be civil
Attack the argument, not the person. No racism/sexism/bigotry. Good faith argumentation only. This includes accusing another user of being a bot or paid actor. Trolling is uncivil and is grounds for removal and/or a community ban. Do not respond to rule-breaking content; report it and move on.
2. All posts should contain a source (url) that is as reliable and unbiased as possible and must only contain one link.
Obvious right or left wing sources will be removed at the mods discretion. We have an actively updated blocklist, which you can see here: https://lemmy.world/post/2246130 if you feel like any website is missing, contact the mods. Supporting links can be added in comments or posted seperately but not to the post body.
3. No bots, spam or self-promotion.
Only approved bots, which follow the guidelines for bots set by the instance, are allowed.
4. Post titles should be the same as the article used as source.
Posts which titles don’t match the source won’t be removed, but the autoMod will notify you, and if your title misrepresents the original article, the post will be deleted. If the site changed their headline, the bot might still contact you, just ignore it, we won’t delete your post.
5. Only recent news is allowed.
Posts must be news from the most recent 30 days.
6. All posts must be news articles.
No opinion pieces, Listicles, editorials or celebrity gossip is allowed. All posts will be judged on a case-by-case basis.
7. No duplicate posts.
If a source you used was already posted by someone else, the autoMod will leave a message. Please remove your post if the autoMod is correct. If the post that matches your post is very old, we refer you to rule 5.
8. Misinformation is prohibited.
Misinformation / propaganda is strictly prohibited. Any comment or post containing or linking to misinformation will be removed. If you feel that your post has been removed in error, credible sources must be provided.
9. No link shorteners.
The auto mod will contact you if a link shortener is detected, please delete your post if they are right.
10. Don't copy entire article in your post body
For copyright reasons, you are not allowed to copy an entire article into your post body. This is an instance wide rule, that is strictly enforced in this community.
founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
Larger companies have teams dedicated to negotiating with the insurance companies and answering insurance questions for employees. All that additional complexity means about 19% of the US GDP goes towards healthcare costs compared with most developed countries spending 10-12%. Even libertarian groups have shown that socialized insurance through extending Medicare to everyone would be cheaper than what we currently do and it would cover everyone (including dental) and there would be no out of network garbage. Several Democratic presidential candidates initially pushed for that at the start of their campaign only to back down from it later on in the race leaving only Sanders pushing for it.
As for straight up dying? Thousands each year die because of lack of insurance. I'm guessing several thousand more die even with insurance because they can't afford the out of pocket maximum or their insurance declines covering a necessary procedure. I recall one woman who was attacked by a bear and her first thought while being attacked was how she would afford the medical bill if she made it through. And she was right to be worried. Her insurance denied most of her coverage and only paid 20% of her $300k worth of bills.