this post was submitted on 28 Nov 2023
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[–] [email protected] -2 points 1 year ago (5 children)

Wallet in a cashless society? Are you stuck in the early 2000's?

Now, cashless means Phones+NFC, which means when your wallet, a.k.a your phone, gets stolen you get taken somewhere until you allow access to your phone and banking apps where there should be an easy 10~30k in savings + loans they can extract

GG

[–] [email protected] 14 points 1 year ago

People have savings? Sounds like the 90s.

[–] [email protected] 11 points 1 year ago

You think people don't have and use credit and debit cards anymore? Really?

[–] [email protected] 5 points 1 year ago (1 children)

"Taking you somewhere" is far too much effort. They can just watch you enter your passcode on your phone in a bar, then swipe your phone from you and gain access to all your accounts.

https://youtu.be/QUYODQB_2wQ

[–] [email protected] 1 points 1 year ago (1 children)

Biometrics are good for some things.

[–] [email protected] 1 points 1 year ago

Yeah, for getting kidnapped 🤣

[–] [email protected] 2 points 1 year ago (1 children)

Where you getting the 10k figure, and how many people do you know who would have thay on hand.

[–] [email protected] 2 points 1 year ago

Here in Brazil most better-off people have access to that in easy-to-contract loans in banking apps like Nubank, etc

[–] [email protected] 1 points 1 year ago (1 children)

This scenario is of course impossible if you only carry cards or money 🤷

/s

[–] [email protected] 0 points 1 year ago

Banking app access ransom isn't the same as the good old ransom family for money, the risk/reward ratio is so much better