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Debt to an individual dies with that individual unless the other person cosigned or if the debt was tied to collateral. They can sue the estate, but it's a slog to do that and basically no one will. Debt collectors will, however, claim that all of this will happen and threaten away to the point where people either get scared or tired of the harassment and give up and "make payments". IANAL, but I went through this with my Dad when he passed. We were able to have his estate (a 5 figure sum) pass down to me without the medical debt collectors getting any of it.
I can't super tell if you are trying to fact check, debunk or simply trying to give more info about the topic, so forgive if this sounds curt. But I can assure that this is the situation and she spoke to lawyers trying to get it discharged. I'm not about to ask her for more details because obviously this is an emotional subject, but what I've already posted is my understanding of the events and timeline. Idk what else to say.
Neither, just passing on my experience. I didn't have any lawyers involved and it was pretty much telling them to fuck off and not paying the bills that came in his name.
In America all debt does not, in fact, die with the individual. It can be passed down to spouses ... which is about as fucked up as it gets.
Here is a list of debts that can be passed down.
Using your link and a quick search about filial laws: https://www.google.com/amp/s/www.dallasnews.com/sponsored/2022/08/28/the-parent-trap-filial-responsibility-laws-cause-financial-havoc-for-children/%3foutputType=amp
"Most of the 30 states that have filial laws do not enforce them"
I guess I was lucky that my father and I did not live in one of those states. But, 100% agreed that it's beyond up that it CAN be a thing in some states. Seriously, wtf.