this post was submitted on 23 Oct 2023
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[โ€“] [email protected] 3 points 10 months ago (1 children)

debit cards usually lack the buyer protection that credit cards offer. just treat your credit cards like an old-school charge card that got paid off every month

[โ€“] [email protected] 1 points 10 months ago

yeah cc are the best but you need to treat them like its a debit card. I actualy have to call regularly to get my maximums lowered. They love to set them real high but I don't want them larger than what I earn in a month which is still to high given its not like I could spend that whole amount given the stuff that you have to pay every month not on cc and I have more than one. You definately cannot charge till you get rejected from hitting the limit.