this post was submitted on 14 Oct 2023
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While a debit card has less in fees, it's your money that's lost if it is hacked or compromised unlike with a credit card where it is the credit card's money on the line not yours.
We're talking about getting money out at an ATM so that's not really an issue if you don't use the debit card for anything else. Using a credit card for everything else is a good idea though. Credit cards aren't common in every country though, and some countries have good protection for debit cards.
Cash advance fees are quite high since it's basically the same as a personal loan, so it's not worth getting cash out from a credit card.