this post was submitted on 21 Aug 2023
9 points (100.0% liked)

FIRE (Financial Independence Retire Early)

1139 readers
1 users here now

Welcome!

FIRE is a lifestyle movement with the goal of gaining financial independence and retiring early.


Flow Charts:

Personal Income Spending Flow Chart (US)

Personal Income Spending Flow Chart (Canada)

Finance Flow Chart (UK)

Personal Income Spending Flow Chart (Australia)

Personal Finance Flow Chart (Ireland)


Useful Links:

Bogleheads Wiki

Mr. Money Moustache - a frugal lifestyle blog

The Earth Awaits


Related Communities:

/c/[email protected]

/c/[email protected]

/c/[email protected]

/c/[email protected]


founded 1 year ago
MODERATORS
you are viewing a single comment's thread
view the rest of the comments
[–] Sniffy 2 points 1 year ago (2 children)

Have you guys sold your I-bonds? I had it less than 5 years but thinking about moving it to HYSA.

[–] [email protected] 3 points 1 year ago

We haven’t, but we’ve also been accumulating them since at least a few years before the inflation spike. It’s not a big enough chunk of my portfolio that I’m worried about hyper optimizing. If the spread with other options widens I’ll probably change my tune.

[–] sugar_in_your_tea 2 points 1 year ago

I'm planning on it so I can keep my "cash" together. I hold t-bills in my brokerage account, and I only bought ibonds to take advantage of the higher interest rates. I've only had mine for 1-2 years, so it's not a huge win, but it makes me feel like I'm willing enough to keep my from playing with the market.