G59

joined 1 year ago
MODERATOR OF
fire
telescopes
knitting
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Weekly Discussion: 24 July 2023 in c/[email protected]
[โ€“] [email protected] 3 points 1 year ago

I haven't heard of it but that's a good rate. Assuming there are no hidden fees (maintenance, overdrafts, etc) of course.

I wish people would write some descriptions for their communities in c/[email protected]
[โ€“] [email protected] 4 points 1 year ago (3 children)

Your profile is hilarious ๐Ÿ˜‚

25
What tools do you use to track your money? (lemmy.ml)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
18 comments fedilink
 

I'm using the good ol' Excel spreadsheet to track expenses, income, NW, etc. Are there any other tools or apps that you guys found useful?

Also shoutout to my fellow spreadsheet power users ๐Ÿ˜Ž

PSA: Lemmy.world has been compromised! (Edit: Multiple Instances are down) in c/[email protected]
[โ€“] [email protected] 25 points 1 year ago

we did it Reddit! /s

PSA: Lemmy.world has been compromised! (Edit: Multiple Instances are down) in c/[email protected]
[โ€“] [email protected] 10 points 1 year ago

The hacked MichelleG account actually commented that it did not have MFA enabled lol. This was on the lemmy.world shitpost community, on one of the posts making memes about the situation. Hilarious that the hacker decided to share that.

PSA: Lemmy.world has been compromised! (Edit: Multiple Instances are down) in c/[email protected]
[โ€“] [email protected] 5 points 1 year ago* (last edited 1 year ago) (2 children)

Oh wow again? 10 min ago it was clean! The .world admins are having a productive day lol

450
PSA: Lemmy.world has been compromised! (Edit: Multiple Instances are down) (lemmy.ml)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
187 comments fedilink
 

FYI!!! In case you start getting re-directed to porn sites.

Maybe the admin got hacked?

edit: lemmy.blahaj.zone has also been hacked. beehaw.org is also down, possibly intentionally by their admins until the issue is fixed.

Post discussing the point of vulnerability: https://lemmy.ml/post/1896249

Github Issue created here: https://github.com/LemmyNet/lemmy-ui/issues/1895

/r/PICS is being forced to break the site-wide rules. in c/[email protected]
[โ€“] [email protected] 1 points 1 year ago

What a shit show.

Weekly Discussion: 26 June 2023 in c/[email protected]
[โ€“] [email protected] 3 points 1 year ago

I had COVID recently and realized that life is short, and could be shorter. Got my vaccinations but it was still awful. So I'll try to enjoy the "boring middle" a bit more!

Daily Discussion: Wednesday 14 June 2023 in c/[email protected]
[โ€“] [email protected] 3 points 1 year ago

Added to the sidebar!

Daily Discussion: Wednesday 14 June 2023 in c/[email protected]
[โ€“] [email protected] 1 points 1 year ago

Congrats! And yeah, the regular inflation is a real PITA right now.

Daily Discussion: Tuesday 13 June 2023 in c/[email protected]
[โ€“] [email protected] 1 points 1 year ago

I feel like I lost some of the passion I had for my job after starting FIRE research, so I'm trying to get back into it. I don't want to spend the rest of my years at work in perpetual boredom/indifference!

What distro(s) do you use? in c/[email protected]
Reddit announced new ad features on Friday in c/[email protected]
[โ€“] [email protected] 12 points 1 year ago

OMG its takes up the entire screen..!?

9
Personal Income Spending Flowchart (US) (i.imgur.com)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
6 comments fedilink
 

cross-posted from: https://lemmy.ml/post/1161162

>

12
Glossary (lemmy.ml)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
1 comments fedilink
 

Glossary

This is a growing list of commonly used terms in our community. Please suggest more terms not listed here!

Boglehead = A follower of John C. Bogle's financial philosophies and investing strategies.

COL = Cost of Living

LCOL/MCOL/HCOL/VHCOL = Low/Med/High/VeryHigh Cost of Living

DCA = Dollar Cost Averaging; the strategy of investing money into the market over many regular intervals of time (as opposed to lump sum investing).

DINK = Double Income No Kids

FI = Financial Independence; the ability to live off savings and pay living expenses without needing to be employed.

FIRE = Financial Independence & Retire Early

Coast FIRE = having enough money already invested so that it is not necessary to invest more to achieve FI at the desired retirement age.

Barista FIRE = having enough money to retire at the desired retirement age and also getting a part-time job for additional income and health insurance.

Lean FIRE = achieving FIRE without having much safety nets for luxuries/children/major health costs during retirement, usually only spending on necessities such as housing, food, and transportation.

Fat FIRE = achieving FIRE with the ability to cover unexpected expenses during retirement while living in equal or greater lifestyle as before retirement.

HENRY = High Earner, Not Rich Yet

HYSA = High Yield Savings Account

NW = Net Worth

PITI = Principal + Interest + Taxes + Insurance

PMI = Private Mortgage Insurance

SWR = Safe Withdrawal Rate

2
Who is knocking on my front door? (lemmy.ml)
22
The worst part of my commuting (lemmy.ml)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
11 comments fedilink
 

My city is full of these Cloverleaf interchanges where cars exiting the freeway are merging into high speed traffic.

So I get to pedal down this road and get sandwiched between buses/trucks on the left and merging cars on the right. Legitimately the worst part of my commute where I might actually die. Fun!

2
Hello telescope enthusiasts! (lemmy.ml)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
1 comments fedilink
 

Hello and welcome! (So do you guys like telescopes?)

10
Welcome to FIRE! (lemmy.ml)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
4 comments fedilink
 

Hi all, I wanted to create this community for those interested in the FIRE movement to share their experiences.

A few years ago, I started tracking my net worth and increasing my savings to hopefully even have a chance to retire, and now want to push further to achieving financial independence and MAYBE HOPEFULLY retire a few years earlier as well.

Anyone else in a similar situation? How has the journey been for you so far?

1
Hello! (lemmy.ml)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
0 comments fedilink
 

Is this community the new /r/onebag?

2
My neighbor is secretly a ______. (lemmy.ml)
1
Best Telescopes/Scope Combos at $200, $500, $1,000, $2,500, $5,000, $10,000 and $50,000 in 2022 (www.youtube.com)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
0 comments fedilink
 

TLDW: pick up an 8 inch Dobsonian

4
Mixed Zoning (i.imgur.com)
submitted 1 year ago* (last edited 1 year ago) by [email protected] to c/[email protected]
1 comments fedilink
 

This seems like a no brainer for creating cities for any other country that is not the US, but I hope CS2 has vanilla mixed zoning buildings. Really want to create some nice cities from my home country without modding the game to death!

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