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Capitalism is a doctrine that's been created in the 19th century and is basically based on private property and accumulation of wealth. It does mean something very simple in fact. And it has nothing to do with democracy or oligarchy.
In French we call the precious system the old regime. It was based on privileges and heredity, not wealth and private property.
That's the fundamentals of the organisation of the society. In Europe capitalism after ww2 was made less damaging to the society because communism was a threat and capitalism had to be seen as a good alternative.
But ultimately capitalism is a sickness that leads to the exact same kind of feudalism that the old regime did. Musk and Trump are merely using the system as intended: they leverage their wealth to get power.