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Canadian here. Had an accident and took a ten minute ambulance ride in Minnesota. $1400.
Also Canadian, would drag myself across the border on a broken leg and throw myself on the mercy of the Niagara Falls hospital before I ever got near an American hospital. I'd be bleeding from my head wound and assuring the border guard I had no alcohol or tobacco and did not spend over my dominus.
No joke: My mom burned herself with coffee really bad and we high tailed it back across the border to Sarnia before getting treated.
Also Canadian.
While in Seattle on an H1, needed to go to Northgate for a routine maintenance procedure. (I'm a twin. Guess which procedure)
It's a well-developed thing, and so i tell the doc, "look. This has been developed for 10 years, it responds well once the pressure's off, don't cut me just gimme a local and draw it out with a horse needle." He agrees.
Next thing I know, "And here we have Mr Guppy, presenting with..." and a dozen kids are looking at a nekkid part of me. And they shoot the local.
And I feel the push of the scalpel cutting. Those motherfucking butchers. And butcher they did.
Had to pay $500 on the way out, and apparently that's a lucky thing even with my American insurance at the time.
Ultimately I came back to canada because the risk of a car crash ruining me financially for life was too much to bear. Fuck that.