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Why does it make someone an idiot if they wish to be a millionaire?
The idiotic things are:
to make it the measure of financial success.
to believe you can make it.
If that's your definition of financial success, you - almost certainly - will not be successful. If you are on track for, say, an Ivy League education, then you have a realistic chance, with the right degree. For most people, it will be clear by age 18 whether the chance is realistic or not.
Millionaire isn’t 1%. Everyone with a 401(k) in their 60s is one. It’s younger if you count assets like houses.
One doesn't need to be a billionaire to belong to the 1%
It doesn't unless that's your only goal. Having wealth gives you a lot of flexibility and potential, but it is not a good in itself. It can be used for good or evil, and it may require great sacrifice to attain it.