this post was submitted on 12 Nov 2024
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Travel

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I've never had a credit card, but I travel often and have always heard rumblings about rewards and cash back or whatever, so I'm wondering if there is a card I would benefit from since I regularly purchase plane tickets.

I'm looking for personal experiences, primarily.

thank you!

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[–] Varyk 1 points 1 month ago* (last edited 1 month ago) (2 children)

thanks.

"bank accounts in different countries" is not the same as bank accounts "in any country".

so not any country, but it's a lot easier to open bank accounts in many countries than you might expect.

do you have personal experience with the african banks? New Zealand requires permanent residence to open a bank account.

most banks have credit cards, what benefits do the african cards from Zimbabwe and Somaliland offer that especially favor travelers ?

[–] [email protected] 4 points 1 month ago (1 children)

“bank accounts in different countries” is not the same as bank accounts “in any country”.

Which is exactly why you need to tell people what currencies and countries apply to you, if you actually want any useful answers.

[–] Varyk -1 points 1 month ago* (last edited 1 month ago)

That doesn't seem like the problem here.

The finance and travel communities are very small here, so it's likely very few to nobody around here knows much about travel or credit cards.

to soothe your anxiety, East Asia, southeast Asia, Western Europe or the USA are my specific areas of interest, although I'm also significantly interested in Australia, Africa and Scandinavia.

[–] [email protected] 0 points 1 month ago (1 children)

what benefits do the african cards from Zimbabwe and Somaliland offer that especially favor travelers ?

I think I've heard that banks in Somaliland sometimes offer insurance against pirate attacks, which might come in very handy.

[–] Varyk -1 points 1 month ago

not great for traveling, I'm a specifically looking for global benefits.

you know it's okay that you don't know or have any useful information, right?

nobody's going to scold you for your ignorance, especially if you keep it to yourself.