this post was submitted on 20 Oct 2024
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Asklemmy
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I buy gift cards for the discounts. Usually you can get a gift card from anywhere between 3% and 20% off. Over the last 5 years, this has saved me $1000s on house renovations alone.
I have a credit card that gives 6% cash back on grocery stores. Gift Cards are supposed to be excluded from that, but it still works at some stores. I used to buy Amazon gift cards, effectively making Amazon 6% cheaper.
There's some psychological stuff to consider, though. Did I spend more on Amazon because there was a gift card balance? I like to tell myself no, but I probably did.
This is honestly the only reason to buy a gift card especially at Costco. They often sell gift cards for 20% off their face value.