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110

How are you doing financially? (lemm.ee)

submitted 2 days ago by [email protected] to c/[email protected]

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I read that half of Americans couldn’t cover an unexpected $1,000 expense. This sounds crazy to me. I understand that poverty exists, but the idea that an adult with a job doesn’t even have that amount saved up seems really strange.

What’s your relationship or philosophy with money? What do you credit for your financial success, or alternatively, what do you blame for your failures?

For the extra brave ones: how much savings do you have, and what are you planning to do with them?

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[–] [email protected] 3 points 1 day ago (1 children)

I'm with you on most of this but I think having a reliable car is pretty important in the US due to lack of good public transport. In many cases, after a car gets to be a certain age you end up having to repair too many things on it and it becomes an unreliable money pit. I'm very glad that hasn't happened to you, but I think for a lot of people it makes sense to get rid of their car once it gets too old. And then try to buy a lightly used car outright.

[–] [email protected] 2 points 1 day ago

I kind of don't really drive much. Between biking and living close to a lot of things, I've put about 40,000 miles on the car in 7 years. Car is in its third decade and has about 70k miles on it.