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damn that's wild. for hobbies i have experience in and am returning to, like climbing, i tend to rent gear one or two times and see if i wanna get back into it and then buy gear. i prefer to rent but for some things you just want your own gear. im not the most consistent with a lot of things, but when i buy gear i tend to keep returning stuff because i get reminded about a hobby when i see that i have it and then im more likely to do it.
something like your kayaking club though sounds absolutely perfect and i couldn't fathom dropping thousands on a kayak when you haven't even tried a bunch of stuff that's available for you to try for damn near free.
My take on this is that it's a predominately "rich person problem".
Like pretty much all hobbies kayaking can absolutely be done cheaply, with some sensible ways of saving money and some rather dangerous ways.
Because the best kit is expensive, and status kit is even more expensive, rich people presume that because Awesome Person X uses Y, and they can afford to buy Y, they should also use Y.
What they forget is they are not APX, they are a newbie who cannot even get in the kayak without capsizing, and is now resorting to dragging their 3k carbonfibreglass composite beauty over gravel and rocks. We all start here, but most of us are in scratched up plastic boats where 1 more scratch doesn't matter.