sbv

TD isn't fixing its money laundering problem because of Canadian penalties, but because the US regulator wouldn't put up with their shit:

It had become clear TD needed a new leadership team to usher in the sweeping changes required to fix its anti-money-laundering failures, which in October resulted in U.S. regulators announcing more than US$3-billion in fines by the Department of Justice and a host of non-monetary penalties that will carve deep trenches in the bank for years to come.

Money laundering has pushed up costs in our real estate sector and enabled the drug crisis. It's bizarre that we haven't done more to stop it.

https://www.theglobeandmail.com/business/article-td-bank-raymond-chun-ceo/

The Eight Laws of ~~Robotics~~ Calmness:

1. Technology should require the smallest possible amount of attention.
2. Technology should inform and create calm.
3. Technology should make use of the periphery.
4. Technology should amplify the best of technology and the best of humanity.
5. Technology can communicate, but doesn’t need to speak.
6. Technology should work even when it fails.
7. The right amount of technology is the minimum needed to solve the problem.
8. Technology should respect social norms.

I'm a little suspicious about a certification body that's paid for by producers, but it's fine if they can make it work.

Interesting podcast about the measles outbreaks in Alberta and Ontario. I got:

1. The outbreaks are primarily among unvaccinated Mennonite communities.
2. Heard immunity (thanks to vaccination) among the general population has prevented exposures from turning into infections.
3. Provincial health ministries are avoiding talking about Mennonites because they want to avoid stigmatization.
4. Provincial health ministries aren't holding regular briefings for political reasons.

But it's a podcast (and I'm too lazy to read the transcript) so maybe I got some of that stuff wrong.

Edit: Fixed the link to the transcript. Thanks @[email protected]!

this one

original. Should not be modded.

are you gonna ignore this, bot?

catch me bot

go bot go

Former parliamentary budget officer Kevin Page said there isn’t enough time left before the summer recess for the government to produce a full budget with new policy announcements, but he said the Liberals should at least produce a fiscal update before the summer that shows where things currently stand. He said campaign platforms didn’t fully account for the various U.S. tariff moves that have disrupted the Canadian economy.

“They are out of date,” said Mr. Page, who is now president and chief executive officer of the University of Ottawa’s Institute of Fiscal Studies and Democracy. “Parliament will be asked to approve spending authorities without a reasonable planning framework.”

and lil context:

Federal governments almost always release a budget early in the year. One rare exception was in 2020, during the pandemic, when the government didn’t table one.

The absence of a budget would leave Canadians without a clear picture of the new government’s spending plan, or how recent economic events have affected Ottawa’s bottom line.

Original: https://www.theglobeandmail.com/politics/article-new-energy-minister-hodgson-planning-western-canada-trip-as-carneys/

I think Kershaw is trolling in this op-ed, but it's hard to tell. He's saying that the $14 billion planned increase to OAS for seniors will subsidize many people who are already well off. So he suggests younger Canadians (who don't get to participate in the housing market) should get a similar amount:

Millennials and Gen Z deserve a greater share of the $1.5-trillion windfall generated by rising home values since boomers were young adults.

A $1,000 annual payment to every adult aged 18 to 39 would be a start. The simplest way to deliver this compensation would be through a refundable tax credit, claimed when young people file their annual returns. Governments seeking more visible credit might directly deposit $250 every three months into young people’s bank accounts, clearly labelled as a housing wealth dividend.

I know $1,000 doesn’t stretch far in today’s housing market. It may only cover a few weeks of rent or mortgage payments. But over 21 years, that same annual payment adds up to real money that can help with costs.

Of course, there are less spendy alternatives:

Options include eliminating outdated Age and Pension Income tax shelters, which could pay for half the cost. The other half could come from beginning the Old Age Security clawback at $100,000 of household income, rather than continuing to provide the full $18,000 subsidy to retired couples with $180,000 in income.

I think Kershaw is using the $1,000 per year "you were born too young to get a house" tax rebate as an illustration of the amount of cash going to retirees. But maybe he isn't.

Original: https://www.theglobeandmail.com/investing/personal-finance/young-money/article-carneys-housing-fix-needs-a-dividend-for-millennials-and-gen-z/

A really fun comparison of some sample hacking/decking/netrunning runs in Shadowrun (1st, 4th, 5th), Cyberpunk (2020, RED), and a couple of systems I'm unfamiliar with.

It's interesting to see the ludic philosophy for each system:

• Shadowrun seems to value stealth for deckers, meaning cybercombat only occurs when something goes wrong.
• Cyberpunk seems to expect netrunners to steamroll everything in the system they're attacking.

I have a personal attachment to the Shadowrun style, and I'm trying to figure out how "sneaking" works in Cyberpunk RED. I think the short answer is it doesn't, and I'll have to figure out what an alarm means in this system and how it should be triggered.