I had a 850 for my 4090 and 13900k with no issues at stock speeds.
HOWEVER - When i started to overclock both - i found some instability with the GPU. Going to a 1kw knocked out any stability - and as a bonus, some coil whine dropped also.
You should be fine in other words for the setup you are thinking!
You should be at 35k with stock settings
Could be programs running in the background. Make sure everything is turned off including the Nzxt software