Id go so far as to say SaaS in general. Small startups are paying $5000/month to send emails and we've come to the point where inboxes are monopolized and if you don't pay up to a cloud provider your emails end up in spam.
Take this and repeat for everything. Monopolize, ratchet up the costs, profit.
An e bike if you can use one in your situation is probably way better for the environment than replacing a vehicle. It is energy intensive to wheel around two tons of steel and rubber to transport one human from point a to b, even if BEVs do it much more efficiently and cleanly than internal combustion vehicles do.
I wish we had more places in the US where it made sense to replace a vehicle with a cargo e bike