I always carry a 5.11 backpack. So thankfully I don’t need to carry everything on my belt. The only stuff on my person are my wallet, keys and phone. Keys have a Victorinox Super Tinker on them.
The rest of it is in the backpack. I always carry that thing anyway for shopping, to carry a camera, holds my rain jacket that sort of thing. And it’s a TARDIS / magic box in terms of whatever else might be in there.
Some think it’s weird to carry an actual backpack, but I love it. Literally feel naked without it.
Victorinox has never disappointed me. I own a few kitchen knives, their cutlery and an extensive collection of pocket knives. Everything is solid, dependable, arrives sharp and stays sharp. Plus they have good company ethics, as far as those things go. I like their products so much, I frequently give them as gifts.