this post was submitted on 01 Dec 2024
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Privacy

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Hi guys,

do you know a good and privacy friendly way to pay with your phone (like Google Pay)? I am using Graphene OS on a Pixel 8 and lice in Germany so some services might not be available here ๐Ÿ™ˆ

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[โ€“] [email protected] 11 points 11 hours ago

Doesn't exist. I was also surprised that this was not NFC-related tech, but google/apple-specific.

I guess it makes sense - you need some kind of authority to validate/take blame for transactions (outside of the hot mess of block chain), I had just always presumed that the tech didn't need much to work.

[โ€“] [email protected] 14 points 13 hours ago (1 children)

You are in germany, so you will need to wait for GNU Taler for that:

https://taler.net/

[โ€“] [email protected] 2 points 13 hours ago

thanks for the link. this looks really promising.

[โ€“] [email protected] 4 points 11 hours ago

I mean there's GNU-Taler but it hasn't acheived mass-adoption Unless your stores has a cryptocurrency option, you're better off with cash

[โ€“] [email protected] 1 points 9 hours ago

I think I heard cake wallet is able to do NFC payments for places that accept Monero.

[โ€“] [email protected] 23 points 1 day ago* (last edited 1 day ago) (1 children)
[โ€“] [email protected] 6 points 1 day ago (1 children)

But isn't this also a liability, or are you somehow able to block it, until you need it?

[โ€“] [email protected] 10 points 1 day ago (2 children)

I guess you could keep your phone in a faraday bag and take it out when you need to make a payment. But then you'd be liable to be charged any time you have your phone out, unless you go out of your way to remove the card from the case, which defeats the point.

[โ€“] ReasonablePea 4 points 22 hours ago

Kinda defeats the purpose of a phone...unless you want to only be contacted/updated at some interval you actively choose

[โ€“] [email protected] 2 points 23 hours ago
[โ€“] [email protected] 13 points 1 day ago (2 children)

Private payments with a wallet on you phone is something the digital Euro is supposed to offer, if it ever arrives as designed.

[โ€“] [email protected] 25 points 1 day ago (2 children)

The digital euro, as a digital central-bank currency, is the last thing we want from the perspective of privacy.

[โ€“] idefix 1 points 13 hours ago

I kinda disagree. Not just for the technical solution that is supposed to enable a fairly good level of privacy but also because I tend to trust ECB employees and ways of working as I've done a few projects with them.

[โ€“] [email protected] 18 points 1 day ago (2 children)

Moreover, personal transaction details of offline digital euro payments would only be known to the payer and the payee, providing a cash-like level of privacy.

https://www.ecb.europa.eu/euro/digital_euro/faqs/html/ecb.faq_digital_euro.en.html

[โ€“] [email protected] 14 points 1 day ago

Fingers crossed, but it's hard to believe.

[โ€“] [email protected] -1 points 22 hours ago* (last edited 22 hours ago) (1 children)

Right.

Because databases are never "hacked" and exfiltrated.

(By hacked, I mean most of the time it's social engineering.)

[โ€“] [email protected] 3 points 22 hours ago

That just goes for all db.

[โ€“] [email protected] 8 points 1 day ago (1 children)
[โ€“] [email protected] -2 points 1 day ago* (last edited 1 day ago) (1 children)

I believe you meant to say GNU/Taler. \s

[โ€“] [email protected] 3 points 11 hours ago

What does a delicious chocolate spread consisting mostly of (now) palm oil and some hazelnuts have to do with this?

[โ€“] [email protected] 9 points 1 day ago (1 children)

Paypal, Volksbank VR Pay/ Sparkasse or any other supported bank maybe. Privacy friendly? Good luckโ€ฆ.

[โ€“] [email protected] 1 points 15 hours ago* (last edited 14 hours ago)

Yeah, can confirm the VR Pay App works without issues for NFC Payment on GrapheneOS on a Pixel 8 Pro. Privacy wise it is probably the same as paying with a banking card.

[โ€“] [email protected] 4 points 1 day ago (1 children)

Did you look into garmin watches? GOS has no pay function.

[โ€“] [email protected] 3 points 17 hours ago (1 children)

So no matter what, I can't pay contactless with it? Without G wallet. Just curious

[โ€“] [email protected] 1 points 14 hours ago (1 children)
[โ€“] [email protected] 1 points 11 hours ago

Oh no! Anyway. Good to know. Buying it today