this post was submitted on 29 Nov 2024
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[โ€“] [email protected] 1 points 1 month ago (1 children)

I'm not familiar with mortgages in the UK. Are most not fixed rate?

[โ€“] CouldntCareBear 2 points 1 month ago

A lot of them are fixed for a period of time. Between 2 and 5 years is pretty common I think. After that you get another fixed rate for a period.

Mortgages rates have been falling for the last 12 months so it's people who went on a fixed rate prior to that.