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A lot less than they could've done, if they just did a blanket forgiveness, and the conservative supreme court didn't strike it down like they struck down the 400b. Do you have any idea of the actual number, though? And how does that number compare to prior presidents? To the likely nonbiden outcomes of this election?
I agree that I want them to do more. This still is not a reason to let the guy who will make it so much worse into office. "This meal wasn't good enough, so I'm going to burn the house down," is not a rational perspective.
The department of education has the simple authority to forgive loans, a process they're using right now (with a huge bureaucratic overhead of means testing, using loan servicers, etc).
For whatever reason they initially decided to try and use the heroes act instead, after declaring that the pandemic was 'over'. So of course the Supreme Court struck it down.
They could've just told the education secretary to forgive everyone's loans from the start. Or set the interest rates to 0% for everyone (as it's really the compound interest that's killing everyone).