this post was submitted on 24 Jan 2024
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No they don't, at least not necessarily. I had the xiaomi.eu ROM on my old phone and it broke SafetyN*t checks, and as a consequence at the very least one of my banking apps refused to work (this one I actually need to verify credit card charges in some cases, it's not just a nice to have unfortunately).
I probably would have been better off rooting it since then you can bypass it I think, but I didn't want to have to reapply root after every update.