A lot of US banks also have that as an option, people opt in to "overdraft protection" anyway. The banks make it sound like a safer option, instead of the predatory practice it normally is.

[–] [email protected] 16 points 10 months ago

I've had them turn it off, and then one day they just... Did it again. Bastards don't even respect that because they think they know better.

[–] [email protected] 7 points 10 months ago

Many banks straight up do not allow you to turn off overdraft protection. The bank I had before moving to a credit union did that.