this post was submitted on 19 Dec 2023
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They're going off of Lending Tree's internal insurance quote data. That link about the lending tree quote showed this, "Our latest analysis uses QuoteWizard by LendingTree insurance quote data..."
Insurance rates are usually determined by risk associated with the car and driver and the value of the car. The lending tree analysis showed they were looking at several factors as well as accidents. They said also that Ram drivers have the "highest incident rates," meaning they lumped together accidents, DUIs, speeding violations, and other traffic citations. This should come as no surprise to anyone who has seen a Ram.