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What's your favorite budget tracking app? (self.personalfinance)

submitted 1 year ago by sugar_in_your_tea to c/[email protected]

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I have tried Mint, Personal Capital, GNUCash, and probably a few others, and I seem to have settled on Tiller. Basically, I like the convenience of automatically pulling in transactions and balances, but I like retaining control of the budgeting process.

I know there are a ton of others out there, so let's post our favorites and a short explanation of what makes them great.

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[–] [email protected] 5 points 1 year ago* (last edited 1 year ago) (1 children)

I wrote my own! https://budgetmyway.com

Really wanted weekly "reserve" based budgeting. If I am under budget one week, that amount will get added to the reserve. And if I am over budget another week, that will take money away from the reserve. I also have the concept of "reserve expenses", not regular weekly expenses but usually bigger/unplanned that pull directly from the reserve.
Privacy: no ads, tracking, etc
No actual banking connections/APIs. Manually enter expenses.
A project I can improve over time. Been using it for over 10 years now.

[–] sugar_in_your_tea 1 points 1 year ago

Nice! I love this idea!