What is this stop business? I have it on good authority that it's turtles all the way down.

So if it stops at the universe, the universe itself is called 'God'?

It's also a bad argument, because the concept of things being 'created' is an entirely human one. It's us who decided that if a pile of pre-existing atoms are moved into the shape of a chair, we'll say that chair was 'created'.

Aside from this conceptual creation, nothing is ever created in the universe, as far as we know. Atoms don't ever just pop into existence out of thin air.

I have heard the argument that the universe was just as well 'created' in the conceptual sense, so everything existed beforehand, it was just moved into a shape that we recognize as 'universe' today.
But that would still mean there's no argument for a creator and of course, this is simply not what most people mean when they talk about the creation of the universe.

If I remember correctly from my hazy years of school philosophy classes, it was Thomas Aquinas who suggested it. Who was a friar, so that's why the assumption of the religion.

Also, I understood the core idea being that God isn't what IS the beginning, but that the point where human mind can't comprehend beyond is God. Which, back then, and even now, I considered to be a lazy copout for a philosopher, as the point of a philosopher is to test the limits of our understanding.

Then again, for friar to state that the end solution is not god for their thinkings, at that time and place, would've probably result in being positioned as a centerpiece of a bonfire.